Cost Of Living in Mountain Ranch, CA

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F

41%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

103%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Mountain Ranch	California	National
Cost of living	141	141	100
Groceries	108	111	100
Health care	112	116	100
Housing	203	197	100
Transportation	116	118	100
Utilities	117	119	100
Lifestyle & Entertainment	115	120	100
Household Items	109	111	100
Education & Childcare	125	127	100

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Homes For Sale In Mountain Ranch, CA

8211 Maranatha Rd

Sheep Ranch, CA

Fricot City Rd

Sheep Ranch, CA

18088 Vista Way

Mokelumne Hill, CA

18551 Button Down Ln

Mokelumne Hill, CA

Cost Of Living Quick Facts

The cost of living in Mountain Ranch is equal to the California average
The cost of living in Mountain Ranch is 41% higher than the national average
Mountain Ranch housing is 103% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$202,241	$16,853	$4,719	$6,068
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Volcano, CA	46	114	13.8%
West Point, CA	661	101	1.0%
Martell, CA	117	120	20.2%
Murphys, CA	1,996	121	21.0%
Jackson, CA	4,963	122	22.4%
Mountain Ranch, CA	324	141	40.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chunchula, AL	324	86	14.1%
Bowie, AZ	324	83	16.7%
Floridatown, FL	324	103	2.7%
Granville, IA	324	84	15.6%
Sandborn, IN	324	83	16.6%
Mountain Ranch, CA	324	141	40.6%