A+
1%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Pleasant Wisconsin National
Cost of living10196100
Groceries9699100
Health care10098100
Housing10789100
Transportation9798100
Utilities98101100
Lifestyle & Entertainment10198100
Household Items9899100
Education & Childcare10098100
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An Overview of Cost of Living in Mount Pleasant, WI

Are you thinking about relocating, but curious about the potential cost of living in Mount Pleasant? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Mount Pleasant stands at 101, making it 1% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Mount Pleasant is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

Is Mount Pleasant Affordable?

Is Mount Pleasant affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Mount Pleasant, for instance, where the median home price falls 15.3% higher than the national average, and monthly rent rates are 11.6% lower than usual. Additionally, median income levels contribute to the equation, with Mount Pleasant flaunting a median household income of $108,370, 33.2% higher than the national norm.

What Factors can Influence the Cost of Living in Mount Pleasant?

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Mount Pleasant, the utilities index registers at 1.9% lower than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The Mount Pleasant cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Mount Pleasant is 6% higher than the Wisconsin average
  • The cost of living in Mount Pleasant is 1% higher than the national average
  • Mount Pleasant housing is 7% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Mount Pleasant

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Compare Mount Pleasant, WI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$124,427$10,369$2,903$3,733
      Renters$64,186$5,349$1,498$1,926
      A good indicator of the general affordability of housing in Mount Pleasant, WI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mount Pleasant, the median monthly income is $124,427 for those who own their own homes. Under the standard rule, that income level would allow for $2,903 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $64,186, per the median income in the area. That would allow for renters to spend up to $1,498 on monthly rental expenses.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Racine, WI79,849909.7%
      Kenosha, WI102,872963.8%
      Camp Lake, WI4,340973.2%
      South Milwaukee, WI21,661963.9%
      Eagle Lake, WI1,043982.4%
      Mount Pleasant, WI27,6761011.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lindenhurst, NY27,68113837.6%
      New Lenox, IL27,68711616.2%
      Maryland Heights, MO27,688973.4%
      West Linn, OR27,69015150.7%
      Florence, AZ27,6921032.5%
      Mount Pleasant, WI27,6761011.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.