Cost of Living in Morongo Valley, CA

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C-
9%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Morongo Valley California National
Cost of living109141100
Groceries108111100
Health care113116100
Housing98197100
Transportation115118100
Utilities114119100
Lifestyle & Entertainment120120100
Household Items109111100
Education & Childcare121127100
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Homes For Sale In Morongo Valley, CA

property for sale

9247 Navajo Trl

Morongo Valley, CA
property for sale

9344 Piedras Trl

Morongo Valley, CA
property for sale

10505 Hess Blvd

Morongo Valley, CA
property for sale

51063 29 Palms Hwy #52

Morongo Valley, CA

Cost Of Living Quick Facts

  • The cost of living in Morongo Valley is 23% lower than the California average
  • The cost of living in Morongo Valley is 9% higher than the national average
  • Morongo Valley housing is 2% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Morongo Valley

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Compare Morongo Valley, CA Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,777$7,231$2,025$2,604
      Renters$46,551$3,879$1,086$1,397
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Morongo Valley, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Morongo Valley homeowners, is $86,777. This would allow for a maximum of $2,025 per month to be spent on housing costs. For renters, the median monthly income is $46,551 which would result in a maximum of $1,086 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sky Valley, CA2,3281033.0%
      Cabazon, CA2,36011110.9%
      Yucca Valley, CA22,25911211.6%
      Whitewater, CA1,20211312.8%
      Garnet, CA5,75911514.5%
      Morongo Valley, CA3,2391098.6%

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      Spearman, TX3,2398712.7%
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      Mountain Home AFB, ID3,2381088.2%
      Crystal River, FL3,240990.6%
      Lake Orion, MI3,2401066.2%
      Morongo Valley, CA3,2391098.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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