Cost of Living in Morgantown, KY

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Morgantown Kentucky National
Cost of living8288100
Groceries9798100
Health care9897100
Housing5070100
Transportation9396100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Morgantown, KY

property for sale

191 Chestnut Ln

Morgantown, KY
property for sale

755 Provo Rd

Morgantown, KY
property for sale

1852 Possum Hollow Rd

Morgantown, KY
property for sale

Hickory Hill Dr

Morgantown, KY
See the Newest Homes For Sale In Morgantown, KY

Cost Of Living Quick Facts

  • The cost of living in Morgantown is 7% lower than the Kentucky average
  • The cost of living in Morgantown is 18% lower than the national average
  • Morgantown housing is 50% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Morgantown

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,928$5,494$1,538$1,978
      Renters$35,968$2,997$839$1,079

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      McHenry, KY3247920.8%
      Woodbury, KY548119.0%
      Caneyville, KY5758416.5%
      Beaver Dam, KY3,6718317.2%
      Rochester, KY1708515.0%
      Morgantown, KY2,8138218.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Burnettown, SC2,813945.9%
      Santa Rosa Valley, CA2,812286186.1%
      Abbeville, GA2,8127921.1%
      Fort Hall, ID2,812937.0%
      Lagrange, IN2,8128317.4%
      Morgantown, KY2,8138218.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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