Cost of Living in Moon Lake, FL

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14%
Overall NAT. AVG.
3%
Goods & Services NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Moon Lake Florida National
Cost of living8699100
Goods & Services97100100
Groceries106105100
Health care9294100
Housing5197100
Transportation10199100
Utilities10798100
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Homes For Sale In Moon Lake, FL

property for sale

9025 Yogi Pl

New Port Richey, FL
property for sale

9130 Lake Dr

New Port Richey, FL
property for sale

12341 Deer Lake Dr

New Port Richey, FL
property for sale

12751 Morton St

New Port Richey, FL

Cost Of Living Quick Facts

  • The cost of living in Moon Lake is 13% lower than the Florida average
  • The cost of living in Moon Lake is 14% lower than the national average
  • Moon Lake housing is 49% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Moon Lake

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Compare Moon Lake, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$53,935$4,495$1,258$1,618
      Renters$50,718$4,227$1,183$1,522
      To approximate the cost of living and the housing affordability in Moon Lake, FL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Moon Lake have a median income of $53,935. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,258 per month to avoid calamity and poverty. The renters in the city have an income of about $50,718, which would make their monthly maximum allowable rental costs $1,183.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Goods & Services

      Item Moon Lake National avg. Difference
      Haircut $27.77$27.620.6%
      Beauty Salon $48.40$51.115.3%
      Toothpaste $4.00$4.092.3%
      Shampoo $1.69$1.549.6%
      Movie $13.72$12.886.5%
      Yoga $24.27$19.6623.4%

      Groceries

      Item Moon Lake National avg. Difference
      Ground Beef $7.75$7.700.6%
      Fried Chicken $1.55$1.666.8%
      Milk $4.81$4.731.6%
      Potatoes $5.38$5.262.4%
      Pizza $14.99$12.7617.5%
      Beer $11.79$10.5511.8%

      Health Care

      Item Moon Lake National avg. Difference
      Optometrist $119.07$140.0615.0%
      Doctor $126.40$153.8217.8%
      Dentist $111.70$123.159.3%
      Ibuprofen $11.78$11.730.4%
      Lipitor $23.13$23.612.0%

      Housing

      Item Moon Lake National avg. Difference
      Home Price $103,677.00$326,622.0068.3%
      Avg. Mortgage Payment $2,047.16$2,480.2517.5%
      Apartment Rent $1,387.00$1,444.003.9%

      Transportation

      Item Moon Lake National avg. Difference
      Gasoline $3.08$3.060.6%
      Tire Balancing $67.00$65.212.7%

      Utilities

      Item Moon Lake National avg. Difference
      All Electricity $243.39$220.1210.6%
      Phone $199.30$195.711.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Garden Grove, FL1,062909.9%
      New Port Richey, FL17,130909.8%
      Holiday, FL21,830909.7%
      Beacon Square, FL7,302919.4%
      Bayonet Point, FL27,360919.0%
      Moon Lake, FL4,3308614.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Carlisle, IA4,329919.5%
      Bristow, OK4,3297821.5%
      East Hampton North, NY4,33117574.7%
      Huber Ridge, OH4,331946.5%
      Cumberland, BC4,331n/a 
      Moon Lake, FL4,3308614.4%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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