| Index | Moody | Alabama | National |
| Cost of living | 96 | 89 | 100 |
| Groceries | 98 | 96 | 100 |
| Health care | 99 | 95 | 100 |
| Housing | 95 | 74 | 100 |
| Transportation | 98 | 95 | 100 |
| Utilities | 95 | 97 | 100 |
| Lifestyle & Entertainment | 96 | 94 | 100 |
| Household Items | 96 | 96 | 100 |
| Education & Childcare | 96 | 93 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Moody? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Moody stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Moody closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Moody can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Is Moody affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Moody, for instance, where the median home price falls 6% lower than the national average, and monthly rent rates are 1.9% lower than usual. Additionally, median income levels contribute to the equation, with Moody flaunting a median household income of $98,795, 21.5% higher than the national norm.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Moody, the transportation index stands at 1.8% lower than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Moody, the utilities index is 5.3% lower than the national average.
The Moody cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $104,963 | $8,747 | $2,449 | $3,149 |
| Renters | $50,715 | $4,226 | $1,183 | $1,522 |
| State | General Sales Tax | With Max Surtax |
| Alabama | 4% | 13.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Alabama | 2% | 5% |
| City | Population | Cost of Living Index | National Avg. |
| Trafford, AL | 544 | 84 | 15.6% |
| County Line, AL | 308 | 85 | 14.6% |
| Center Point, AL | 16,500 | 88 | 12.3% |
| Grayson Valley, AL | 6,033 | 89 | 10.5% |
| Vandiver, AL | 940 | 89 | 11.5% |
| Moody, AL | 13,428 | 96 | 3.5% |
| City | Population | Cost of Living Index | National Avg. |
| Red Oak, TX | 13,428 | 107 | 7.1% |
| Newton, NC | 13,417 | 90 | 10.1% |
| Azle, TX | 13,412 | 102 | 1.9% |
| Forest Hill, TX | 13,444 | 95 | 5.2% |
| Stoughton, WI | 13,411 | 103 | 2.9% |
| Moody, AL | 13,428 | 96 | 3.5% |
Here are the best places to live in Alabama
Safest Cities In The US
Check out the 10 most dangerous cities in Alabama
See the best places to live in Moody