A+
2%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Azle Texas National
Cost of living10294100
Groceries10398100
Health care10298100
Housing10383100
Transportation9898100
Utilities108103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare9998100
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An Overview of Cost of Living in Azle, TX

Knowing the cost of living in Azle allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Azle stands at 102, marking it 2% higher than the national average.

The cost of living in Azle is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.

What Do Locals Say About the Cost of Living in Azle?

Locals have the inside scoop on their city. So, we polled 5 residents in Azle to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 60% find it reasonable with decreasing prices, but 40% think it's quite pricey, with prices that continue to rise.

Is Azle Affordable?

Wondering if Azle is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Azle, for example, the median home price is 0.8% lower than what folks pay nationally, and monthly rent is 12.1% higher than the usual rates. Plus, income levels matter too, with Azle boasting a median household income of $116,038, which is 42.7% higher than the national average.

What Factors can Influence the Cost of Living in Azle?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Azle, the housing index comes in at 3% higher than the national average.

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Azle, the utilities index registers 8.1% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Azle, the healthcare costs are 1.6% higher than the national average.

Where is the Data From?

The Azle cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Azle is 8% higher than the Texas average
  • The cost of living in Azle is 2% higher than the national average
  • Azle housing is 3% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Azle

See all the best places to live around Azle

Compare Azle, TX Cost of Living

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      Salary Calculator

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$125,927$10,494$2,938$3,778
      Renters$54,099$4,508$1,262$1,623
      A good indicator of the general affordability of housing in Azle, TX, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Azle, the median monthly income is $125,927 for those who own their own homes. Under the standard rule, that income level would allow for $2,938 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $54,099, per the median income in the area. That would allow for renters to spend up to $1,262 on monthly rental expenses.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lakeside town (San Patricio County), TX3168515.0%
      Pelican Bay, TX1,6578812.1%
      Sansom Park, TX5,730919.4%
      Blue Mound, TX2,372936.8%
      White Settlement, TX18,316955.0%
      Azle, TX13,4121021.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Stoughton, WI13,4111032.9%
      North Palm Beach, FL13,40912828.0%
      Henderson, TX13,408937.5%
      Newton, NC13,4179010.1%
      Annapolis Neck, MD13,40617070.4%
      Azle, TX13,4121021.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.