Cost of Living in Montvale, VA

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montvale Virginia National
Cost of living95111100
Groceries103103100
Health care102103100
Housing76129100
Transportation103105100
Utilities104104100
Lifestyle & Entertainment105103100
Household Items104102100
Education & Childcare103109100
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Homes For Sale In Montvale, VA

property for sale

1102 Whip O Will Ln

Montvale, VA
property for sale

1222 Misty Ridge Ln

Montvale, VA
property for sale

1332 Goose Creek Valley Rd

Montvale, VA
property for sale

1165 Crouch Rd

Montvale, VA

Cost Of Living Quick Facts

  • The cost of living in Montvale is 15% lower than the Virginia average
  • The cost of living in Montvale is 5% lower than the national average
  • Montvale housing is 24% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Montvale

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,719$5,977$1,673$2,152
      Renters$0$0$0$0

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Buchanan, VA1,214946.3%
      Roanoke, VA102,987954.7%
      Vinton, VA8,401973.2%
      Bedford, VA6,790972.6%
      Hollins, VA15,5011021.7%
      Montvale, VA502954.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Walsh, CO5028316.9%
      Roopville, GA5021000.4%
      Bay View Gardens, IL502909.6%
      Burnettsville, IN5028416.1%
      Cawood, KY5027722.6%
      Montvale, VA502954.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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