Cost Of Living in Montrose, NY

Get 300+ Local Insights for Any Address in Montrose, NY

Get Access to 300+ Local Data Points

F

28%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

72%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Montrose	New York	National
Cost of living	128	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	172	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	108	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Montrose, NY

73 Sunset Rd

Montrose, NY

25 High Rd

Town Of Cortlandt, NY

105 Coachlight Sq

Montrose, NY

8486 Tate Ave

Buchanan, NY

Cost Of Living Quick Facts

The cost of living in Montrose is 6% higher than the New York average
The cost of living in Montrose is 28% higher than the national average
Montrose housing is 72% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Montrose

See all the best places to live around Montrose

Compare Montrose, NY Cost of Living

Write a review to give others more information about this area.

See all Montrose poll results

The best places in New York

Here are the best places to live in New York

Check out the 10 most dangerous cities in New York

See the best places to live in Montrose

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$186,903	$15,575	$4,361	$5,608
Renters	$78,508	$6,542	$1,832	$2,355

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Copake Hamlet, NY	164	104	3.8%
Mountain Lodge Park, NY	2,902	111	10.8%
Vails Gate, NY	3,033	113	13.3%
Washingtonville, NY	5,911	116	15.8%
Fort Montgomery, NY	1,939	118	17.6%
Montrose, NY	3,540	128	28.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Myrtle Creek, OR	3,540	101	1.3%
Vineyards, FL	3,539	143	43.5%
Riverton, IL	3,539	94	6.1%
Minden, NV	3,539	130	30.0%
Eagle Grove, IA	3,541	83	16.9%
Montrose, NY	3,540	128	28.0%