Cost of Living in Fort Montgomery, NY

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D
18%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
37%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fort Montgomery New York National
Cost of living118121100
Groceries106106100
Health care111110100
Housing137144100
Transportation111113100
Utilities111112100
Lifestyle & Entertainment108111100
Household Items107106100
Education & Childcare112118100
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Homes For Sale In Fort Montgomery, NY

property for sale

154 Old State Rd

Highland Falls, NY
property for sale

27 Krieger Rd

Fort Montgomery, NY
property for sale

1 Bridge Ter

Fort Montgomery, NY
property for sale

22 Weyant Rd

Fort Montgomery, NY

Cost Of Living Quick Facts

  • The cost of living in Fort Montgomery is 2% lower than the New York average
  • The cost of living in Fort Montgomery is 18% higher than the national average
  • Fort Montgomery housing is 37% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Fort Montgomery

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$139,536$11,628$3,256$4,186
      Renters$85,531$7,128$1,996$2,566

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Newburgh, NY28,8111065.5%
      Maybrook, NY3,7071076.5%
      Mountain Lodge Park, NY2,90211110.8%
      Chester, NY4,14411212.1%
      Vails Gate, NY3,03311313.3%
      Fort Montgomery, NY1,93911817.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cross Plains, TN1,9391010.6%
      Amboy, WA1,93913434.4%
      Wilderness Rim, WA1,93914848.3%
      Atlantis, FL1,93813938.5%
      Kualapuu, HI1,93812121.3%
      Fort Montgomery, NY1,93911817.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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