Cost of Living in Montgomery, TX

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C
20%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
69%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Montgomery Texas National
Cost of living12094100
Groceries9798100
Health care10098100
Housing16983100
Transportation9498100
Utilities106103100
Lifestyle & Entertainment9998100
Household Items9798100
Education & Childcare10198100
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Homes For Sale In Montgomery, TX

property for sale

14 Darien Ct

Montgomery, TX
property for sale

388 Sunrise Ranch Dr

Montgomery, TX
property for sale

416 Sunrise Ranch Dr

Montgomery, TX
property for sale

13315 Wind Field Dr

, TX
See the Newest Homes For Sale In Montgomery, TX

Cost Of Living Quick Facts

  • The cost of living in Montgomery is 27% higher than the Texas average
  • The cost of living in Montgomery is 20% higher than the national average
  • Montgomery housing is 69% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Montgomery

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Compare Montgomery, TX Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$201,189$16,766$4,694$6,036
      Renters$65,683$5,474$1,533$1,971

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pinehurst city, TX2,1458812.1%
      Willis, TX6,9188911.3%
      New Waverly, TX940919.4%
      Pinehurst, TX5,165955.1%
      Conroe, TX91,8961032.9%
      Montgomery, TX2,26012019.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckhorn, CA2,26012322.5%
      Toledo, IA2,2608514.9%
      Bay City, OR2,26011212.2%
      West Interlake, MB2,260n/a 
      Aviston, IL2,259972.8%
      Montgomery, TX2,26012019.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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