A+
0%
Overall NAT. AVG.
7%
Goods & Services NAT. AVG.
14%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Conroe Texas National
Cost of living10092100
Goods & Services9396100
Groceries9896100
Health care10094100
Housing11483100
Transportation8592100
Utilities103104100

An Overview of Cost of Living in Conroe, TX

Getting a feel for the cost of living in Conroe is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Conroe is 100, which is 0% equal to the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, goods and services, transportation and health care in Conroe are priced in a manner consistent with other areas. This means that residents of Conroe can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in Conroe?

Locals have the inside scoop on their city. So, we polled 9 residents in Conroe to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 78% find it reasonable with decreasing prices, but 22% think it's quite pricey, with prices that continue to rise.

Is Conroe Affordable?

Is Conroe an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Conroe is 12.7% higher than the national average, while the average monthly rent prices are 16.5% higher than average. The affordability of any location can also be influenced by median income levels. Conroe has a median household income of $61,997, which is 12.1% higher than the national average.

What Factors can Influence the Cost of Living in Conroe?

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Conroe, the groceries index is 2% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday goods and services, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Conroe, the standard sales tax rate starts at 6.25%, and the income tax rates commence at 0%.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Where is the Data From?

The Conroe cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Conroe is 9% higher than the Texas average
  • The cost of living in Conroe is equal to the national average
  • Conroe housing is 14% higher than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Conroe

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Compare Conroe, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,781$6,815$1,908$2,454
      Renters$43,878$3,657$1,024$1,316
      A good way to judge both the affordability of the housing and the cost of living in Conroe is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Conroe has a median income of about $81,781 for people who own homes. Based on that number, a maximum of $1,908 should be spent on expenses related to housing. Renters have a slightly different median income, which is $43,878. Based on this average, renters should spend no more than $1,024 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Conroe National avg. Difference
      Haircut $25.52$24.265.2%
      Beauty Salon $67.87$45.5648.9%
      Toothpaste $3.53$3.704.6%
      Shampoo $1.29$1.281.0%
      Movie $11.10$12.138.5%
      Bowling $23.53$18.0030.7%

      Groceries

      Item Conroe National avg. Difference
      Ground Beef $5.65$5.843.3%
      Fried Chicken $1.61$1.572.1%
      Milk $4.70$4.670.7%
      Potatoes $4.99$4.931.1%
      Pizza $11.67$12.093.5%
      Beer $10.52$10.411.1%

      Health Care

      Item Conroe National avg. Difference
      Optometrist $120.70$125.684.0%
      Doctor $93.85$135.7830.9%
      Dentist $120.24$113.296.1%
      Ibuprofen $10.69$10.650.3%
      Lipitor $505.78$468.607.9%

      Housing

      Item Conroe National avg. Difference
      Home Price $208,100.00$184,700.0012.7%
      Avg. Mortgage Payment $1,890.77$2,346.6919.4%
      Apartment Rent $1,106.00$949.0016.5%

      Transportation

      Item Conroe National avg. Difference
      Gasoline $3.02$3.4612.8%
      Tire Balancing $58.88$59.921.7%

      Utilities

      Item Conroe National avg. Difference
      All Electricity $190.29$193.991.9%
      Phone $211.13$192.259.8%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Indian Springs, TX6997821.6%
      Pinehurst city, TX2,1008514.8%
      Willis, TX6,7318614.0%
      Cut and Shoot, TX9738910.8%
      Woodloch, TX116918.8%
      Conroe, TX88,3691000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Reading, PA88,3338910.6%
      Newton, MA88,322210109.7%
      Champaign, IL88,288964.0%
      Palm Coast, FL88,2221077.2%
      O'Fallon, MO88,1321043.5%
      Conroe, TX88,3691000.4%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.