Cost of Living in Bay City, OR

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B
12%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Bay City Oregon National
Cost of living112111100
Groceries102104100
Health care103105100
Housing130124100
Transportation103106100
Utilities106106100
Lifestyle & Entertainment107107100
Household Items103104100
Education & Childcare111109100
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Homes For Sale In Bay City, OR

property for sale

5730 A St

Bay City, OR
property for sale

7825 18th St

Bay City, OR
property for sale

6455 Main St

Bay City, OR
property for sale

5575 Ocean St

Bay City, OR

Cost Of Living Quick Facts

  • The cost of living in Bay City is 1% higher than the Oregon average
  • The cost of living in Bay City is 12% higher than the national average
  • Bay City housing is 30% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Bay City

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Compare Bay City, OR Cost of Living

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      Salary Calculator

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,344$8,445$2,365$3,041
      Renters$50,275$4,190$1,173$1,508

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Idaville, OR3011044.3%
      Cape Meares, OR961044.3%
      Tillamook, OR5,4931044.3%
      Rockaway Beach, OR1,4171098.7%
      Nehalem, OR38011212.1%
      Bay City, OR2,26011212.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Buckhorn, CA2,26012322.5%
      Toledo, IA2,2608514.9%
      Montgomery, TX2,26012019.6%
      West Interlake, MB2,260n/a 
      Aviston, IL2,259972.8%
      Bay City, OR2,26011212.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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