| Index | Millstone | Kentucky | National |
| Cost of living | 92 | 90 | 100 |
| Goods & Services | 93 | 101 | 100 |
| Groceries | 95 | 101 | 100 |
| Health care | 88 | 84 | 100 |
| Housing | n/a | 70 | 100 |
| Transportation | 82 | 92 | 100 |
| Utilities | 99 | 104 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Kentucky | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Kentucky | 4.5% | 4.5% |
| Item | Millstone | National avg. | Difference |
| Haircut | $23.91 | $24.26 | 1.4% |
| Beauty Salon | $45.13 | $45.56 | 0.9% |
| Toothpaste | $3.58 | $3.70 | 3.4% |
| Shampoo | $1.19 | $1.28 | 7.3% |
| Movie | $14.09 | $12.13 | 16.1% |
| Bowling | $19.33 | $18.00 | 7.4% |
| Item | Millstone | National avg. | Difference |
| Ground Beef | $6.20 | $5.84 | 6.1% |
| Fried Chicken | $1.66 | $1.57 | 5.3% |
| Milk | $4.67 | $4.67 | 0.0% |
| Potatoes | $5.02 | $4.93 | 1.7% |
| Pizza | $11.91 | $12.09 | 1.5% |
| Beer | $9.97 | $10.41 | 4.2% |
| Item | Millstone | National avg. | Difference |
| Optometrist | $87.33 | $125.68 | 30.5% |
| Doctor | $108.51 | $135.78 | 20.1% |
| Dentist | $96.95 | $113.29 | 14.4% |
| Ibuprofen | $10.49 | $10.65 | 1.5% |
| Lipitor | $471.32 | $468.60 | 0.6% |
| Item | Millstone | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $1,808.85 | $2,346.69 | 22.9% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Millstone | National avg. | Difference |
| Gasoline | $3.08 | $3.46 | 10.9% |
| Tire Balancing | $51.47 | $59.92 | 14.1% |
| Item | Millstone | National avg. | Difference |
| All Electricity | $161.17 | $193.99 | 16.9% |
| Phone | $192.18 | $192.25 | 0.0% |
| City | Population | Cost of Living Index | National Avg. |
| Payne Gap, KY | 588 | 92 | 7.5% |
| Fleming-Neon, KY | 494 | 71 | 29.4% |
| Blackey, KY | 85 | 73 | 27.0% |
| McRoberts, KY | 790 | 73 | 26.6% |
| Jenkins, KY | 1,815 | 74 | 26.5% |
| Millstone, KY | 473 | 92 | 7.5% |
| City | Population | Cost of Living Index | National Avg. |
| Fort Yukon, AK | 473 | 116 | 16.4% |
| Courtland, CA | 473 | 178 | 77.7% |
| Canal Point, FL | 473 | 91 | 9.0% |
| Thornton, IA | 473 | 84 | 16.1% |
| Creal Springs, IL | 473 | 81 | 18.5% |
| Millstone, KY | 473 | 92 | 7.5% |