Cost of Living in Millsboro, DE

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B+
12%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Millsboro Delaware National
Cost of living112107100
Groceries10799100
Health care109100100
Housing121123100
Transportation11099100
Utilities106102100
Lifestyle & Entertainment111102100
Household Items104100100
Education & Childcare10899100
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Homes For Sale In Millsboro, DE

property for sale

29286 Oxford Dr

Millsboro, DE
property for sale

26452 Cottontail Cv #2965

Millsboro, DE
property for sale

32668 Seaview Loop

Millsboro, DE
property for sale

19208 Sandstone Ln

Millsboro, DE

Cost Of Living Quick Facts

  • The cost of living in Millsboro is 4% higher than the Delaware average
  • The cost of living in Millsboro is 12% higher than the national average
  • Millsboro housing is 21% higher than the national average
  • Delaware general sales tax is 100% lower than the national average
  • Delaware state income tax is 15% lower than the national average

Most Affordable Places to Live in and Around Millsboro

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Compare Millsboro, DE Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,200$7,933$2,221$2,856
      Renters$52,564$4,380$1,226$1,577
      A good indicator of the general affordability of housing in Millsboro, DE, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Millsboro, the median monthly income is $95,200 for those who own their own homes. Under the standard rule, that income level would allow for $2,221 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $52,564, per the median income in the area. That would allow for renters to spend up to $1,226 on monthly rental expenses.

      Delaware Sales Tax

      State General Sales Tax With Max Surtax
      Delaware 0% 0%

      Delaware Income Tax

      State Income Tax (Low) Income Tax (High)
      Delaware 2.2% 6.6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Whaleyville, MD501087.7%
      Long Neck, DE2,953909.5%
      Laurel, DE4,4301000.1%
      Willards, MD1,0611022.3%
      Delmar, DE2,2051022.5%
      Millsboro, DE4,61611211.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Barrhead, AB4,616n/a 
      Shelley, ID4,617973.1%
      Millis-Clicquot, MA4,61714141.0%
      Surfside Beach, SC4,61711211.6%
      East Palestine, OH4,6148316.7%
      Millsboro, DE4,61611211.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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