A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Millbrook Alabama National
Cost of living9489100
Groceries9796100
Health care9695100
Housing8974100
Transportation9295100
Utilities9897100
Lifestyle & Entertainment9894100
Household Items9596100
Education & Childcare9593100
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An Overview of Cost of Living in Millbrook, AL

Are you thinking about relocating, but curious about the potential cost of living in Millbrook? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Millbrook stands at 94, making it 6% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Millbrook closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Millbrook can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

Is Millbrook Affordable?

Is Millbrook an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Millbrook is 14.6% lower than the national average, while the average monthly rent prices are 4.1% lower than average. The affordability of any location can also be influenced by median income levels. Millbrook has a median household income of $84,497, which is 3.9% higher than the national average.

What Factors can Influence the Cost of Living in Millbrook?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Millbrook, the utilities index stands at 2% lower than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Millbrook, the transportation index is 7.6% lower than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Millbrook, healthcare costs are 4% lower than the national average.

Where is the Data From?

The Millbrook cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Millbrook is 6% higher than the Alabama average
  • The cost of living in Millbrook is 6% lower than the national average
  • Millbrook housing is 11% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Millbrook

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Compare Millbrook, AL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,192$8,349$2,338$3,006
      Renters$48,191$4,016$1,124$1,446
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Millbrook, AL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Millbrook, homeowners have a median income of $100,192. Using that number, a maximum of $2,338 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $48,191, which means there is a maximum of $1,124 to be spent on the costs of renting a home or apartment.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Elmore, AL1,3808316.9%
      Marbury, AL2,1008713.5%
      Montgomery, AL204,2918910.9%
      Wetumpka, AL8,530919.0%
      Coosada, AL970927.7%
      Millbrook, AL16,670946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Chickasha, OK16,6758515.3%
      Murraysville, NC16,6761044.4%
      Laguna Woods, CA16,65613534.5%
      Lebanon, IN16,654919.1%
      Cullman, AL16,694919.3%
      Millbrook, AL16,670946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.