A+
15%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
41%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chickasha Oklahoma National
Cost of living8588100
Groceries9896100
Health care9395100
Housing5970100
Transportation9896100
Utilities9496100
Lifestyle & Entertainment9894100
Household Items9897100
Education & Childcare8893100
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An Overview of Cost of Living in Chickasha, OK

Understanding the cost of living in Chickasha can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Chickasha cost of living index is 85, which is 15% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Housing expenses often consume a significant portion of your net income, occasionally surpassing 30%. Fortunately, housing costs in Chickasha are 40.7% below the national average. This highlights the region's exceptional affordability for both homeownership and rentals in comparison to the rest of the country. This favorable housing situation allows residents to allocate a more reasonable fraction of their income to housing, resulting in enhanced financial flexibility and improved overall financial well-being.

Is Chickasha Affordable?

Is Chickasha an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Chickasha, the median home price is 48.8% lower than what most folks pay across the country, and monthly rent prices are 21.8% lower than the usual rates. Income levels in Chickasha come in at $73,374, which is 9.8% lower than the national average.

What Factors can Influence the Cost of Living in Chickasha?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Chickasha, the prevailing sales tax rate starts at 4.5%, and income tax rates kick off at 0.25%.

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Chickasha, the healthcare costs are 6.8% lower than the national average.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Chickasha, the groceries index is 2.3% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Chickasha are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Chickasha is 4% lower than the Oklahoma average
  • The cost of living in Chickasha is 15% lower than the national average
  • Chickasha housing is 41% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Chickasha

See all the best places to live around Chickasha

Compare Chickasha, OK Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,191$7,349$2,058$2,646
      Renters$51,759$4,313$1,208$1,553
      A good indicator of the general affordability of housing in Chickasha, OK, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Chickasha, the median monthly income is $88,191 for those who own their own homes. Under the standard rule, that income level would allow for $2,058 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $51,759, per the median income in the area. That would allow for renters to spend up to $1,208 on monthly rental expenses.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bradley, OK1587524.6%
      Alex, OK7447822.0%
      Norge, OK1857921.1%
      Cement, OK4577821.5%
      Verden, OK5997920.8%
      Chickasha, OK16,6758515.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Murraysville, NC16,6761044.4%
      Millbrook, AL16,670946.3%
      Laguna Woods, CA16,65613534.5%
      Cullman, AL16,694919.3%
      Sylvan Lake, AB16,694n/a 
      Chickasha, OK16,6758515.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.