Mililani Mauka, Hawaii Cost Of Living

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Overall 89%

Goods & Services 26%

Housing 200%

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mililani Mauka	Hawaii	National
Cost of living	189	176	100
Goods & Services	126	127	100
Groceries	161	156	100
Health care	120	120	100
Housing	300	250	100
Transportation	136	141	100
Utilities	185	194	100

Key findings

The cost of living in Mililani Mauka is 8% higher than the Hawaii average
The cost of living in Mililani Mauka is 89% higher than the national average
Mililani Mauka housing is 200% higher than the national average
Hawaii general sales tax is 18% lower than the national average
Hawaii state income tax is 43% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$120,174	$10,015	$2,804	$3,606
Renters	$71,629	$5,969	$1,671	$2,149

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Mililani Mauka, HI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Mililani Mauka, homeowners have a median income of $120,174. Using that number, a maximum of $2,804 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $71,629, which means there is a maximum of $1,671 to be spent on the costs of renting a home or apartment.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4.166%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Mililani Mauka	National avg.	Difference
Haircut	$17.80	$17.49	1.8%
Beauty Salon	$72.00	$38.17	88.6%
Toothpaste	$3.62	$2.32	56.0%
Shampoo	$1.76	$1.01	73.9%
Movie	$12.24	$10.72	14.1%
Bowling	$18.20	$13.86	31.3%

Groceries

Item	Mililani Mauka	National avg.	Difference
Ground Beef	$5.11	$3.90	31.0%
Fried Chicken	$2.14	$1.40	53.3%
Milk	$3.92	$1.96	99.8%
Potatoes	$10.17	$3.18	219.5%
Pizza	$13.99	$10.39	34.6%
Beer	$9.59	$9.23	3.9%

Health Care

Item	Mililani Mauka	National avg.	Difference
Optometrist	$176.10	$106.34	65.6%
Doctor	$149.60	$115.25	29.8%
Dentist	$102.00	$98.38	3.7%
Ibuprofen	$13.41	$9.26	44.8%
Lipitor	$531.25	$466.47	13.9%

Housing

Item	Mililani Mauka	National avg.	Difference
Home Price	$614,600.00	$184,700.00	232.8%
Avg. Mortgage Payment	$4,947.54	$1,273.32	288.6%
Apartment Rent	$2,121.00	$949.00	123.5%

Transportation

Item	Mililani Mauka	National avg.	Difference
Gasoline	$3.60	$2.59	38.9%
Tire Balancing	$65.80	$48.90	34.6%

Utilities

Item	Mililani Mauka	National avg.	Difference
All Electricity	$430.16	$167.60	156.7%
Phone	$173.45	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kalaeloa, HI	8	142	42%
Makaha Valley, HI	1,631	130	30%
Nanakuli, HI	12,042	147	47%
Waipio Acres, HI	5,169	153	53%
Kailua CDP (Hawaii County), HI	13,617	157	57%
Mililani Mauka, HI	20,322	189	89%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Crest Hill, IL	20,316	97	-3%
Lexington, SC	20,315	99	-1%
Schofield Barracks, HI	20,330	180	80%
Lathrop, CA	20,331	122	22%
Parma Heights, OH	20,311	91	-9%
Mililani Mauka, HI	20,322	189	89%

Source: The Mililani Mauka, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Mililani Mauka, HI Cost of Living

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