Cost Of Living in Midland, MD

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17%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

42%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Midland	Maryland	National
Cost of living	83	121	100
Groceries	97	105	100
Health care	93	109	100
Housing	58	151	100
Transportation	96	109	100
Utilities	91	108	100
Lifestyle & Entertainment	93	109	100
Household Items	94	105	100
Education & Childcare	89	112	100

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Homes For Sale In Midland, MD

19823 Broad St

Frostburg, MD

Cost Of Living Quick Facts

The cost of living in Midland is 31% lower than the Maryland average
The cost of living in Midland is 17% lower than the national average
Midland housing is 42% lower than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,499	$6,958	$1,948	$2,505
Renters	$58,892	$4,908	$1,374	$1,767

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
National, MD	64	94	6.2%
Detmold, MD	263	94	6.2%
Nikep, MD	0	94	6.2%
Jennings, MD	173	94	6.2%
Ocean, MD	0	94	6.2%
Midland, MD	698	83	17.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cold Springs, CA	698	95	4.9%
North City, IL	698	86	14.3%
Estherwood, LA	698	83	16.6%
Huntington, MA	698	109	9.4%
Hendricks, MN	698	81	18.6%
Midland, MD	698	83	17.0%