Cost of Living in Model City, Miami, FL

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A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Model City Miami Florida
Cost of living91129102
Groceries103106102
Health care105110104
Housing6117097
Transportation104107103
Utilities111121110
Lifestyle & Entertainment102119104
Household Items102105102
Education & Childcare101122106
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Cost Of Living Quick Facts

  • The cost of living in Model City is 11% lower than the Miami average
  • The cost of living in Model City is 9% lower than the national average
  • Model City housing is 39% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$35,957$2,996$839$1,079

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Medley, FL1,0768910.7%
      Pembroke Park, FL6,9708911.0%
      Gladeview, FL13,938991.4%
      Opa-locka, FL16,6101011.2%
      West Little River, FL33,2291043.6%
      Miami, FL470,43712929.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Virginia Beach, VA463,34112019.7%
      Long Beach, CA480,08416262.4%
      Colorado Springs, CO481,85512121.0%
      Raleigh, NC482,27811514.5%
      Halifax, NS451,852n/a 
      Miami, FL470,43712929.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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