A-
9%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mesquite Nevada National
Cost of living109103100
Groceries104102100
Health care99103100
Housing127103100
Transportation105103100
Utilities100111100
Lifestyle & Entertainment101103100
Household Items101102100
Education & Childcare100104100
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An Overview of Cost of Living in Mesquite, NV

The cost of living in Mesquite affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Mesquite is 109, which is 9% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Mesquite aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Mesquite residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

Housing costs are a major factor in the Mesquite cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 26.8% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Mesquite?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 17 locals to understand their opinions on the cost of living in Mesquite. The results indicated that 41% found it reasonably priced with decreasing prices of goods and services, while 59% viewed it as quite expensive, with increasing prices.

Is Mesquite Affordable?

Is Mesquite an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Mesquite is 39.4% higher than the national average, while the average monthly rent prices are 2.8% lower than average. The affordability of any location can also be influenced by median income levels. Mesquite has a median household income of $89,264, which is 9.8% higher than the national average.

What Factors can Influence the Cost of Living in Mesquite?

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Mesquite, the groceries index is 3.7% higher than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Mesquite, healthcare costs are 1.4% lower than the national average.

Where is the Data From?

The Mesquite cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Mesquite is 6% higher than the Nevada average
  • The cost of living in Mesquite is 9% higher than the national average
  • Mesquite housing is 27% higher than the national average
  • Nevada general sales tax is 34% higher than the national average
  • Nevada state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Mesquite

See all the best places to live around Mesquite

Compare Mesquite, NV Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,017$7,918$2,217$2,851
      Renters$64,722$5,394$1,510$1,942
      To approximate the cost of living and the housing affordability in Mesquite, NV, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Mesquite have a median income of $95,017. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,217 per month to avoid calamity and poverty. The renters in the city have an income of about $64,722, which would make their monthly maximum allowable rental costs $1,510.

      Nevada Sales Tax

      State General Sales Tax With Max Surtax
      Nevada 6.85% 8.25%

      Nevada Income Tax

      State Income Tax (Low) Income Tax (High)
      Nevada 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Littlefield, AZ3391021.8%
      Beaver Dam, AZ1,7688713.4%
      Scenic, AZ1,8061022.0%
      Bunkerville, NV1,46711313.3%
      Mesquite, NV19,7211099.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Casa de Oro-Mount Helix, CA19,72117373.0%
      Syosset, NY19,72317979.2%
      Phelan, CA19,73912222.1%
      Mont-Saint-Hilaire, QC19,745n/a 
      Mineola, NY19,74815454.1%
      Mesquite, NV19,7211099.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.