Cost of Living in Merrill, MI

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17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
51%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Merrill Michigan National
Cost of living8391100
Groceries9998100
Health care9697100
Housing4976100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Merrill, MI

property for sale

21403 Swan Creek Rd

Merrill, MI
property for sale

19395 Dice Rd

Merrill, MI
property for sale

554 N Meridian Rd

Merrill, MI
property for sale

545 N Midland St

Merrill, MI

Cost Of Living Quick Facts

  • The cost of living in Merrill is 9% lower than the Michigan average
  • The cost of living in Merrill is 17% lower than the national average
  • Merrill housing is 51% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Merrill

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$69,715$5,810$1,627$2,092
      Renters$41,949$3,496$979$1,259

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Breckenridge, MI1,4728316.5%
      St. Charles, MI2,1528217.5%
      St. Louis, MI7,3168515.2%
      Ithaca, MI2,9238514.7%
      Hemlock, MI1,0818812.4%
      Merrill, MI8698317.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Belleville, AR8698218.0%
      East Tulare Villa, CA86911212.4%
      Marion, MI8698118.6%
      Deer River, MN8698713.2%
      Highlandville, MO8699010.3%
      Merrill, MI8698317.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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