| Index | Hemlock | Michigan | National |
| Cost of living | 88 | 91 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 96 | 97 | 100 |
| Housing | 65 | 76 | 100 |
| Transportation | 94 | 96 | 100 |
| Utilities | 99 | 100 | 100 |
| Lifestyle & Entertainment | 95 | 96 | 100 |
| Household Items | 100 | 98 | 100 |
| Education & Childcare | 100 | 95 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,800 | $8,067 | $2,259 | $2,904 |
| Renters | $35,528 | $2,961 | $829 | $1,066 |
| State | General Sales Tax | With Max Surtax |
| Michigan | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Michigan | 4.25% | 4.25% |
| City | Population | Cost of Living Index | National Avg. |
| Saginaw, MI | 50,125 | 79 | 21.0% |
| Merrill, MI | 869 | 83 | 17.2% |
| Breckenridge, MI | 1,472 | 83 | 16.5% |
| St. Charles, MI | 2,152 | 82 | 17.5% |
| Auburn, MI | 2,036 | 89 | 11.3% |
| Hemlock, MI | 1,081 | 88 | 12.4% |
| City | Population | Cost of Living Index | National Avg. |
| Cloverport, KY | 1,081 | 76 | 23.6% |
| La Monte, MO | 1,081 | 81 | 18.9% |
| Norwood Court, MO | 1,081 | 86 | 14.5% |
| Taylortown, NC | 1,081 | 97 | 3.5% |
| Shawnee, OH | 1,081 | 95 | 4.8% |
| Hemlock, MI | 1,081 | 88 | 12.4% |