Cost Of Living in Merlin, OR

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C-

21%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

56%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Merlin	Oregon	National
Cost of living	121	111	100
Groceries	104	104	100
Health care	107	105	100
Housing	156	124	100
Transportation	107	106	100
Utilities	105	106	100
Lifestyle & Entertainment	108	107	100
Household Items	103	104	100
Education & Childcare	106	109	100

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Homes For Sale In Merlin, OR

190 Spring Oak Way

Merlin, OR

185 October Ln

Merlin, OR

255 Barker Dr

Merlin, OR

649 Pleasant Valley Rd

Merlin, OR

Cost Of Living Quick Facts

The cost of living in Merlin is 8% higher than the Oregon average
The cost of living in Merlin is 21% higher than the national average
Merlin housing is 56% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$110,014	$9,168	$2,567	$3,301
Renters	$0	$0	$0	$0

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rogue River, OR	1,834	101	1.5%
Grants Pass, OR	39,267	112	12.0%
New Hope, OR	1,277	116	16.5%
Redwood, OR	2,963	117	16.6%
Wimer, OR	519	133	33.1%
Merlin, OR	1,843	121	20.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Waimea CDP (Kauai County), HI	1,843	142	42.2%
Epworth, IA	1,843	95	5.3%
Bartonsville, MD	1,843	151	50.5%
Queensland, MD	1,843	152	51.7%
McEwen, TN	1,843	85	15.5%
Merlin, OR	1,843	121	20.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Merlin, OR

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Median Income & Debt-To-Income Ratio

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Nearby cities with low cost of living

Cities with similar population