B
12%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grants Pass Oregon National
Cost of living112111100
Groceries104104100
Health care107105100
Housing127124100
Transportation107106100
Utilities105106100
Lifestyle & Entertainment108107100
Household Items103104100
Education & Childcare106109100
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An Overview of Cost of Living in Grants Pass, OR

The cost of living in Grants Pass affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Grants Pass is 112, which is 12% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing costs are a major factor in the Grants Pass cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 27.1% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

What Do Locals Say About the Cost of Living in Grants Pass?

Locals have the inside scoop on their city. So, we polled 7 residents in Grants Pass to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 29% find it reasonable with decreasing prices, but 71% think it's quite pricey, with prices that continue to rise.

Is Grants Pass Affordable?

Is Grants Pass an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Grants Pass is 39.7% higher than the national average, while the average monthly rent prices are 2.2% lower than average. The affordability of any location can also be influenced by median income levels. Grants Pass has a median household income of $70,479, which is 13.3% lower than the national average.

What Factors can Influence the Cost of Living in Grants Pass?

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Grants Pass, the transportation index stands at 6.9% higher than the national average.

Housing: A sought-after location with high housing demand often leads to increased property values and rental rates, which can significantly inflate the overall cost of living. Conversely, areas with low housing demand, particularly in less desirable locales, tend to experience the opposite effect, causing prices to drop and contributing to a more affordable cost of living. In Grants Pass, the housing index stands at 27.1% higher than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Grants Pass, healthcare costs are 6.6% higher than the national average.

Where is the Data From?

The cost of living data for Grants Pass shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Grants Pass is 1% higher than the Oregon average
  • The cost of living in Grants Pass is 12% higher than the national average
  • Grants Pass housing is 27% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Grants Pass

See all the best places to live around Grants Pass

Compare Grants Pass, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,670$7,973$2,232$2,870
      Renters$45,412$3,784$1,060$1,362
      To approximate the cost of living and the housing affordability in Grants Pass, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Grants Pass have a median income of $95,670. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,232 per month to avoid calamity and poverty. The renters in the city have an income of about $45,412, which would make their monthly maximum allowable rental costs $1,060.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rogue River, OR1,8341011.5%
      Selma, OR9461099.4%
      Gold Hill, OR1,23511212.3%
      New Hope, OR1,27711616.5%
      Redwood, OR2,96311716.6%
      Grants Pass, OR39,26711212.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kailua, HI39,271226126.3%
      Fort Lee, NJ39,23913535.2%
      Parkland, WA39,22711717.4%
      Port Moody, BC39,217n/a 
      Pleasant Grove, UT39,35612020.3%
      Grants Pass, OR39,26711212.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.