| Index | McMinnville | Oregon | National |
| Cost of living | 115 | 111 | 100 |
| Groceries | 102 | 104 | 100 |
| Health care | 103 | 105 | 100 |
| Housing | 141 | 124 | 100 |
| Transportation | 103 | 106 | 100 |
| Utilities | 106 | 106 | 100 |
| Lifestyle & Entertainment | 107 | 107 | 100 |
| Household Items | 103 | 104 | 100 |
| Education & Childcare | 111 | 109 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in McMinnville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in McMinnville stands at 115, making it 15% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs are a major factor in the McMinnville cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 41.4% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Is McMinnville an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in McMinnville, the median home price is 55.9% higher than what most folks pay across the country, and monthly rent prices are 7.6% higher than the usual rates. Income levels in McMinnville come in at $78,699, which is 3.2% lower than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In McMinnville, the groceries index is 1.6% higher than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in McMinnville starts at 0% and the income tax rates start at 4.75%.
Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.
The cost of living data for McMinnville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Groceries index | |
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $102,402 | $8,534 | $2,389 | $3,072 |
| Renters | $61,044 | $5,087 | $1,424 | $1,832 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Labish Village, OR | 505 | 103 | 3.2% |
| Brooks, OR | 638 | 104 | 4.4% |
| Willamina, OR | 2,520 | 104 | 4.3% |
| Sheridan, OR | 6,288 | 105 | 4.7% |
| Amity, OR | 1,618 | 109 | 9.1% |
| McMinnville, OR | 35,403 | 115 | 15.5% |
| City | Population | Cost of Living Index | National Avg. |
| Dakota Ridge, CO | 35,381 | 136 | 35.8% |
| Georgetown, KY | 35,429 | 96 | 3.6% |
| University City, MO | 35,356 | 108 | 8.0% |
| Moose Jaw, SK | 35,355 | n/a | |
| Butte-Silver Bow, MT | 35,459 | 96 | 3.6% |
| McMinnville, OR | 35,403 | 115 | 15.5% |
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