Cost of Living in DeRuyter, NY

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10%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
54%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index DeRuyter New York National
Cost of living90121100
Groceries105106100
Health care110110100
Housing46144100
Transportation110113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items105106100
Education & Childcare117118100
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Homes For Sale In DeRuyter, NY

property for sale

3838 Union Valley Rd

De Ruyter, NY
property for sale

166 Springer Rd

De Ruyter, NY
property for sale

Springer Rd

De Ruyter, NY

Cost Of Living Quick Facts

  • The cost of living in DeRuyter is 25% lower than the New York average
  • The cost of living in DeRuyter is 10% lower than the national average
  • DeRuyter housing is 54% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around DeRuyter

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,494$7,708$2,158$2,775
      Renters$27,117$2,260$633$814

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      McGraw, NY1,173937.4%
      Blodgett Mills, NY217936.8%
      Cortland, NY19,302963.9%
      Fabius, NY394972.6%
      Morrisville, NY2,152981.7%
      DeRuyter, NY437909.5%

      Cities with similar population

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      Advance, IN4378812.1%
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      Madison, MO4378317.0%
      Munnsville, NY437955.2%
      Tontogany, OH437909.9%
      DeRuyter, NY437909.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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