Cost Of Living in McCloud, CA

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D-

17%

Overall NAT. AVG.

10%

Groceries NAT. AVG.

15%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	McCloud	California	National
Cost of living	117	141	100
Groceries	110	111	100
Health care	117	116	100
Housing	115	197	100
Transportation	115	118	100
Utilities	120	119	100
Lifestyle & Entertainment	123	120	100
Household Items	113	111	100
Education & Childcare	131	127	100

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Homes For Sale In McCloud, CA

110 Squaw Valley Rd

McCloud, CA

2-B-10 Crestview Way

, CA

5340 Widow Springs Dr

McCloud, CA

1-C-21 Shastina Cir

, CA

Cost Of Living Quick Facts

The cost of living in McCloud is 17% lower than the California average
The cost of living in McCloud is 17% higher than the national average
McCloud housing is 15% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,003	$5,750	$1,610	$2,070
Renters	$37,936	$3,161	$885	$1,138

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Carrick, CA	60	117	17.4%
Weed, CA	2,721	108	7.6%
Dunsmuir, CA	1,920	113	12.5%
Edgewood, CA	40	124	24.1%
Mount Shasta, CA	3,339	125	24.5%
McCloud, CA	918	117	16.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Beaverdale, IA	918	99	0.8%
Lansing, IA	918	89	11.3%
Benton, KS	918	91	9.0%
Riverton, KS	918	83	16.6%
Lakeville, NY	918	101	1.4%
McCloud, CA	918	117	16.5%