A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mayfield Heights Ohio National
Cost of living9489100
Groceries9797100
Health care9896100
Housing8974100
Transportation9596100
Utilities9396100
Lifestyle & Entertainment9395100
Household Items9797100
Education & Childcare9693100
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An Overview of Cost of Living in Mayfield Heights, OH

Understanding the cost of living in Mayfield Heights can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Mayfield Heights cost of living index is 94, which is 6% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

In Mayfield Heights, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Mayfield Heights will resemble that of an average city, contributing to a manageable cost of living.

Is Mayfield Heights Affordable?

Is Mayfield Heights an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Mayfield Heights is 13.6% lower than the national average, while the average monthly rent prices are 3.5% lower than average. The affordability of any location can also be influenced by median income levels. Mayfield Heights has a median household income of $84,864, which is 4.3% higher than the national average.

What Factors can Influence the Cost of Living in Mayfield Heights?

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Mayfield Heights starts at 5.75% and the income tax rates start at 2.76%.

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Mayfield Heights, healthcare costs are 2.1% lower than the national average.

Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.

Where is the Data From?

The cost of living data for Mayfield Heights shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Mayfield Heights is 5% higher than the Ohio average
  • The cost of living in Mayfield Heights is 6% lower than the national average
  • Mayfield Heights housing is 11% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Mayfield Heights

See all the best places to live around Mayfield Heights

Compare Mayfield Heights, OH Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$103,257$8,605$2,409$3,098
      Renters$67,074$5,590$1,565$2,012
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Mayfield Heights, OH, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Mayfield Heights homeowners, is $103,257. This would allow for a maximum of $2,409 per month to be spent on housing costs. For renters, the median monthly income is $67,074 which would result in a maximum of $1,565 to be spent on rental costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Cleveland, OH17,5638020.2%
      Kinsman Center, OH6748218.1%
      Highland Hills, OH7828218.0%
      Cleveland, OH391,3408118.9%
      Bainbridge village, OH7568217.8%
      Mayfield Heights, OH19,024946.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Port Alberni, BC19,018n/a 
      Sartell, MN19,0151054.7%
      Holtsville, NY19,03513635.8%
      Springboro, OH19,0371087.5%
      Thomasville, GA19,0401010.5%
      Mayfield Heights, OH19,024946.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.