Cost Of Living in Massanetta Springs, VA

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F

28%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

83%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Massanetta Springs	Virginia	National
Cost of living	128	111	100
Groceries	102	103	100
Health care	105	103	100
Housing	183	129	100
Transportation	102	105	100
Utilities	107	104	100
Lifestyle & Entertainment	107	103	100
Household Items	104	102	100
Education & Childcare	108	109	100

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Homes For Sale In Massanetta Springs, VA

885 Claremont Ave

Rockingham, VA

2788 Rutlege Rd #189

Harrisonburg, VA

2790 Rutlege Rd #187

Harrisonburg, VA

2923 Preston Lake Blvd

Rockingham, VA

Cost Of Living Quick Facts

The cost of living in Massanetta Springs is 15% higher than the Virginia average
The cost of living in Massanetta Springs is 28% higher than the national average
Massanetta Springs housing is 83% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$160,673	$13,389	$3,749	$4,821
Renters	$113,546	$9,462	$2,649	$3,407

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Massanetta Springs, VA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Massanetta Springs, homeowners have a median income of $160,673. Using that number, a maximum of $3,749 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $113,546, which means there is a maximum of $2,649 to be spent on the costs of renting a home or apartment.

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Shenandoah, VA	3,003	99	1.3%
Verona, VA	4,108	100	0.2%
Grottoes, VA	2,906	102	1.9%
Elkton, VA	2,976	102	2.0%
Broadway, VA	4,042	104	4.0%
Massanetta Springs, VA	5,975	128	28.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Branford Center, CT	5,975	119	19.5%
Lake Mohegan, NY	5,975	142	42.3%
Ellenton, FL	5,974	102	1.8%
Truth or Consequences, NM	5,976	83	17.2%
Monroeville, AL	5,977	90	10.4%
Massanetta Springs, VA	5,975	128	28.2%