A+
0%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Maryville Tennessee National
Cost of living10092100
Groceries9598100
Health care9997100
Housing10980100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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An Overview of Cost of Living in Maryville, TN

Understanding the cost of living in Maryville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Maryville cost of living index is 100, which is 0% equal to the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Maryville aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Maryville residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Maryville?

The most insightful perspective on a city comes from its residents. We recently surveyed 10 locals to gauge their perception of the cost of living in Maryville. The feedback revealed that 50% of respondents found the cost of living to be reasonable, with prices on the decline, while 50% regarded it as notably expensive with prices that continue to rise.

Is Maryville Affordable?

Is Maryville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Maryville, for instance, where the median home price falls 16.4% higher than the national average, and monthly rent rates are 8.4% lower than usual. Additionally, median income levels contribute to the equation, with Maryville flaunting a median household income of $96,964, 19.2% higher than the national norm.

What Factors can Influence the Cost of Living in Maryville?

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Maryville, the transportation index is 4.7% lower than the national average.

Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Maryville, the standard sales tax rate starts at 7%, and the income tax rates commence at 0%.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Maryville, the groceries index registers 4.6% lower than the national average.

Where is the Data From?

The Maryville cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Maryville is 9% higher than the Tennessee average
  • The cost of living in Maryville is equal to the national average
  • Maryville housing is 9% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Maryville

See all the best places to live around Maryville

Compare Maryville, TN Cost of Living

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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$123,678$10,307$2,886$3,711
      Renters$51,569$4,297$1,203$1,547
      A good way to judge both the affordability of the housing and the cost of living in Maryville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Maryville has a median income of about $123,678 for people who own homes. Based on that number, a maximum of $2,886 should be spent on expenses related to housing. Renters have a slightly different median income, which is $51,569. Based on this average, renters should spend no more than $1,203 on all rental costs if they want to maintain a non-impoverished standard of living.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eagleton Village, TN6,009928.5%
      Alcoa, TN10,194928.3%
      Friendsville, TN1,084946.1%
      Vonore, TN1,987955.5%
      Seymour, TN15,784973.2%
      Maryville, TN30,1721000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Raytown, MO30,1628911.3%
      SeaTac, WA30,18612929.0%
      O'Fallon, IL30,1511065.8%
      Southgate, MI30,149928.3%
      Oak Park, MI30,129945.9%
      Maryville, TN30,1721000.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.