Cost of Living in Martin, KY

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17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Martin Kentucky National
Cost of living8388100
Groceries9798100
Health care9497100
Housing5570100
Transportation9796100
Utilities9595100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare9294100
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Homes For Sale In Martin, KY

property for sale

270 Finance Holw

Martin, KY
property for sale

110 Stephens Br

Martin, KY
property for sale

0 Stephens Br

Martin, KY
property for sale

0 Old Railroad St

Martin, KY
See the Newest Homes For Sale In Martin, KY

Cost Of Living Quick Facts

  • The cost of living in Martin is 6% lower than the Kentucky average
  • The cost of living in Martin is 17% lower than the national average
  • Martin housing is 45% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Martin

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Compare Martin, KY Cost of Living

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$56,924$4,744$1,328$1,708
      Renters$27,751$2,313$647$833

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dwale, KY198964.4%
      Wayland, KY4177722.5%
      Auxier, KY9447920.9%
      Coal Run Village, KY1,3498019.9%
      McDowell, KY6408217.8%
      Martin, KY3618316.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Coleville, CA3611065.8%
      Lockwood, CA36112322.7%
      Kilbourne, IL3618316.9%
      Earl Park, IN3618317.1%
      Milford, KS361954.9%
      Martin, KY3618316.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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