Cost of Living in McDowell, KY

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18%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
55%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index McDowell Kentucky National
Cost of living8288100
Groceries9698100
Health care9997100
Housing4570100
Transportation9796100
Utilities9995100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare10094100
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Cost Of Living Quick Facts

  • The cost of living in McDowell is 7% lower than the Kentucky average
  • The cost of living in McDowell is 18% lower than the national average
  • McDowell housing is 55% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around McDowell

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Compare McDowell, KY Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$46,390$3,866$1,082$1,392
      Renters$14,652$1,221$342$440

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dwale, KY198964.4%
      Wayland, KY4177722.5%
      Pippa Passes, KY7037920.8%
      Virgie, KY3548019.6%
      Coal Run Village, KY1,3498019.9%
      McDowell, KY6408217.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gould, AR6407623.5%
      Solomon, AZ640964.4%
      Lovilia, IA6408316.8%
      Zanesville, IN6408811.6%
      Ivanhoe, MN6408217.7%
      McDowell, KY6408217.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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