| Index | Maricopa | Arizona | National |
| Cost of living | 111 | 101 | 100 |
| Groceries | 102 | 101 | 100 |
| Health care | 99 | 101 | 100 |
| Housing | 131 | 96 | 100 |
| Transportation | 100 | 102 | 100 |
| Utilities | 112 | 111 | 100 |
| Lifestyle & Entertainment | 105 | 103 | 100 |
| Household Items | 98 | 101 | 100 |
| Education & Childcare | 105 | 103 | 100 |
The cost of living in Maricopa affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Maricopa is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
When it comes to the cost of living in Maricopa, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 31.4% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Locals have the inside scoop on their city. So, we polled 16 residents in Maricopa to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 25% find it reasonable with decreasing prices, but 75% think it's quite pricey, with prices that continue to rise.
Is Maricopa affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Maricopa, for instance, where the median home price falls 23% higher than the national average, and monthly rent rates are 51.2% higher than usual. Additionally, median income levels contribute to the equation, with Maricopa flaunting a median household income of $111,262, 36.8% higher than the national norm.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Maricopa, the transportation index is 0.2% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Maricopa, the groceries index is 1.5% higher than the national average.
Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Maricopa, the baseline sales tax rate begins at 5.6%, and income tax rates start at 2.5%.
The Maricopa cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $118,403 | $9,867 | $2,763 | $3,552 |
| Renters | $80,684 | $6,724 | $1,883 | $2,421 |
| State | General Sales Tax | With Max Surtax |
| Arizona | 5.6% | 10.725% |
| State | Income Tax (Low) | Income Tax (High) |
| Arizona | 2.5% | 2.5% |
| City | Population | Cost of Living Index | National Avg. |
| Sweet Water Village, AZ | 118 | 105 | 4.9% |
| Santa Cruz, AZ | 59 | 102 | 2.4% |
| Wet Camp Village, AZ | 119 | 105 | 4.9% |
| Casa Blanca, AZ | 1,045 | 84 | 15.9% |
| Stanfield, AZ | 508 | 86 | 14.1% |
| Maricopa, AZ | 51,744 | 111 | 11.1% |
| City | Population | Cost of Living Index | National Avg. |
| Newark, OH | 51,756 | 89 | 10.5% |
| Country Club, FL | 51,794 | 116 | 16.0% |
| Coral Gables, FL | 51,686 | 192 | 91.6% |
| Rowland Heights, CA | 51,652 | 172 | 72.0% |
| Levittown, PA | 51,634 | 107 | 6.7% |
| Maricopa, AZ | 51,744 | 111 | 11.1% |
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