C
17%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
66%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Madeira Ohio National
Cost of living11789100
Groceries9997100
Health care9996100
Housing16674100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9795100
Household Items9697100
Education & Childcare9193100
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Cost Of Living Quick Facts

  • The cost of living in Madeira is 32% higher than the Ohio average
  • The cost of living in Madeira is 17% higher than the national average
  • Madeira housing is 66% higher than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Madeira

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Compare Madeira, OH Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$221,502$18,459$5,168$6,646
      Renters$116,809$9,734$2,725$3,505
      A good indicator of the general affordability of housing in Madeira, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Madeira, the median monthly income is $221,502 for those who own their own homes. Under the standard rule, that income level would allow for $5,168 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $116,809, per the median income in the area. That would allow for renters to spend up to $2,725 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plainville, OH159973.4%
      Dillonvale village, OH6678020.2%
      Elmwood Place, OH2,1328019.8%
      Arlington Heights, OH8558218.1%
      Lincoln Heights, OH3,4788217.9%
      Madeira, OH9,45611717.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lugoff, SC9,454945.6%
      Yelm, WA9,45912120.8%
      Highland Park, TX9,451258158.3%
      Fallston, MD9,44913636.2%
      Columbia City, IN9,464909.8%
      Madeira, OH9,45611717.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.