Cost of Living in Mackinaw City, MI

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A+
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mackinaw City Michigan National
Cost of living9391100
Groceries9998100
Health care9697100
Housing8376100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Mackinaw City, MI

property for sale

812 Lakeside Dr Unit & 811 Lakeside Drive

Mackinaw City, MI
property for sale

415 W Etherington St

Mackinaw City, MI
property for sale

111 E Sinclair St

Mackinaw City, MI
property for sale

20546 Northern Lights Ln Unit 14

Mackinaw City, MI

Cost Of Living Quick Facts

  • The cost of living in Mackinaw City is 3% higher than the Michigan average
  • The cost of living in Mackinaw City is 7% lower than the national average
  • Mackinaw City housing is 17% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Mackinaw City

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Compare Mackinaw City, MI Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$76,531$6,378$1,786$2,296
      Renters$33,646$2,804$785$1,009

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Levering, MI104972.5%
      Cheboygan, MI4,9068515.3%
      St. Ignace, MI2,2098613.7%
      Carp Lake, MI5468812.2%
      Cross Village, MI541043.9%
      Mackinaw City, MI726936.9%

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      City Population Cost of Living Index National Avg.
      Fort White, FL726991.3%
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      Schaller, IA7268119.1%
      Junction City, LA7268020.3%
      Muir, MI7268118.9%
      Mackinaw City, MI726936.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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