Cost of Living in Luther, MI

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15%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Luther Michigan National
Cost of living8591100
Groceries9898100
Health care9897100
Housing5776100
Transportation9496100
Utilities103100100
Lifestyle & Entertainment9396100
Household Items9698100
Education & Childcare9695100
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Homes For Sale In Luther, MI

property for sale

7031 N Raymond Rd

Tustin, MI
property for sale

6191 N Pine River Rd

Luther, MI
property for sale

6191 N Pine River Rd Lot : 20

Luther, MI
property for sale

10976 E 3 Mile Rd

Luther, MI

Cost Of Living Quick Facts

  • The cost of living in Luther is 7% lower than the Michigan average
  • The cost of living in Luther is 15% lower than the national average
  • Luther housing is 43% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Luther

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Compare Luther, MI Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$65,392$5,449$1,526$1,962
      Renters$0$0$0$0

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wellston, MI2728119.1%
      Baldwin, MI1,1278118.6%
      Reed City, MI2,1148218.2%
      Tustin, MI1998316.8%
      Cadillac, MI10,8418415.9%
      Luther, MI3448515.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Coffeeville, AL3448118.5%
      Hackneyville, AL3447524.5%
      Manton, CA34414039.7%
      Tallulah Falls, GA344964.0%
      Kapalua, HI344329229.3%
      Luther, MI3448515.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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