Cost of Living in Luray, VA

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A+
0%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Luray Virginia National
Cost of living100111100
Groceries102103100
Health care105103100
Housing91129100
Transportation102105100
Utilities107104100
Lifestyle & Entertainment107103100
Household Items104102100
Education & Childcare108109100
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Homes For Sale In Luray, VA

property for sale

1449 Egypt Bend Rd

Luray, VA
property for sale

121 Caterpillar Dr

Luray, VA
property for sale

330 Mechanic St

Luray, VA
property for sale

Skyview Dr

4, Ne

Cost Of Living Quick Facts

  • The cost of living in Luray is 10% lower than the Virginia average
  • The cost of living in Luray is equal to the national average
  • Luray housing is 9% lower than the national average
  • Virginia general sales tax is 4% higher than the national average
  • Virginia state income tax is 23% lower than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,782$8,315$2,328$2,994
      Renters$46,863$3,905$1,093$1,406
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Luray, VA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Luray, homeowners have a median income of $99,782. Using that number, a maximum of $2,328 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $46,863, which means there is a maximum of $1,093 to be spent on the costs of renting a home or apartment.

      Virginia Sales Tax

      State General Sales Tax With Max Surtax
      Virginia 5.3% 6%

      Virginia Income Tax

      State Income Tax (Low) Income Tax (High)
      Virginia 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mount Jackson, VA2,337964.5%
      Stanley, VA2,223981.6%
      Shenandoah, VA3,003991.3%
      Edinburg, VA1,4331044.1%
      New Market, VA2,2501054.9%
      Luray, VA5,0021000.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clarks Summit, PA5,002990.6%
      Brookridge, FL5,001928.5%
      Green Tree, PA5,0011099.5%
      Devine, TX5,0019010.3%
      Stafford Courthouse, VA5,00113636.1%
      Luray, VA5,0021000.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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