Cost of Living in Luna Pier, MI

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16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Luna Pier Michigan National
Cost of living8491100
Groceries9998100
Health care9497100
Housing6176100
Transportation9296100
Utilities95100100
Lifestyle & Entertainment9096100
Household Items9498100
Education & Childcare9795100
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Homes For Sale In Luna Pier, MI

property for sale

216 Beachwalk Trl

Luna Pier, MI
property for sale

4583 Allen Cove Rd

Luna Pier, MI
property for sale

4332 Naples Dr

Luna Pier, MI
property for sale

11239 Harold Dr

Luna Pier, MI

Cost Of Living Quick Facts

  • The cost of living in Luna Pier is 7% lower than the Michigan average
  • The cost of living in Luna Pier is 16% lower than the national average
  • Luna Pier housing is 39% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Luna Pier

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,460$6,288$1,761$2,264
      Renters$17,861$1,488$417$536

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Harbor View, OH159955.5%
      Williston, OH4348119.4%
      Toledo, OH281,6448317.1%
      West Monroe, MI3,3598415.9%
      Walbridge, OH3,2148415.7%
      Luna Pier, MI1,1588415.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cottonwood, AL1,1588119.4%
      Brooklyn, CT1,15811918.5%
      Edwards, MS1,1588020.2%
      Ansonia, OH1,1588317.2%
      Waynesburg, OH1,1588613.7%
      Luna Pier, MI1,1588415.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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