Cost of Living in Lucerne Valley, CA

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C-
9%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lucerne Valley California National
Cost of living109141100
Groceries112111100
Health care115116100
Housing90197100
Transportation119118100
Utilities120119100
Lifestyle & Entertainment121120100
Household Items111111100
Education & Childcare123127100
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Homes For Sale In Lucerne Valley, CA

property for sale

796 Sherman Way

Lucerne Valley, CA
property for sale

APN 0453-281-02-0000

Lucerne Valley, CA
property for sale

777 Peffer Ln

Lucerne Valley, CA
property for sale

9511 Anza Trl

Lucerne Valley, CA

Cost Of Living Quick Facts

  • The cost of living in Lucerne Valley is 23% lower than the California average
  • The cost of living in Lucerne Valley is 9% higher than the national average
  • Lucerne Valley housing is 10% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lucerne Valley

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$67,206$5,601$1,568$2,016
      Renters$32,776$2,731$765$983
      The affordability of the housing market in Lucerne Valley, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Lucerne Valley homeowners, the median income is $67,206. This indicates that a monthly maximum of $1,568 should be spent by homeowners on all housing related costs. Renters have a median income of $32,776. This indicates that renters would have a maximum of $765 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Apple Valley, CA75,21712322.8%
      Big Bear City, CA12,93412626.1%
      Lake Arrowhead, CA9,95613737.4%
      Big Bear Lake, CA5,51313938.6%
      Lucerne Valley, CA5,8371098.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Addis, LA5,8371054.7%
      Solvang, CA5,83617574.6%
      Nazareth, PA5,836991.0%
      Paola, KS5,838936.9%
      Covington, VA5,8398812.4%
      Lucerne Valley, CA5,8371098.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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