We have lived here for years. After living in other CO towns as well as coast to coast this town has disappointed us. There is very little sense of community and schools are not great by national means. The city is very poor at planning which is evident in the lack of downtown parking, traffic, and boom and bust cycles. The town is growing primarily from TX and CA transplants. Oil and gas as well as tech all in neighboring areas is the primary growth driver as it is more affordable than the town major employers reside in. This is not a tremendously convenient town for traditional CO activities (skiing, rafting, mountain biking, hiking). The retirement community is growing and there are two major hospitals suiting those needs. 34 the primary thoroughfare for all of Loveland and is also the primary road to Estes Park and Rocky Mountain National park. The area has medium to high winds during transition seasons. Not as high as near by WY however. The area does suffer from occasional flooding as well as wild & grass fires.