Cost of Living in Hallmark, Louisville, KY

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15%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hallmark Louisville Kentucky
Cost of living859688
Groceries959898
Health care979597
Housing579370
Transportation999996
Utilities959995
Lifestyle & Entertainment989295
Household Items959597
Education & Childcare9510194
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Cost Of Living Quick Facts

  • The cost of living in Hallmark is 4% lower than the Louisville average
  • The cost of living in Hallmark is 15% lower than the national average
  • Hallmark housing is 43% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Hallmark

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Compare Louisville, KY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$44,202$3,684$1,031$1,326

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      South Park View, KY5973.0%
      New Middletown, IN1118416.4%
      Watterson Park, KY9888712.8%
      West Buechel, KY2,1138712.6%
      Shively, KY16,0918712.8%
      Louisville, KY639,172964.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Baltimore, MD621,7441087.9%
      Las Vegas, NV662,34111817.6%
      Oklahoma City, OK671,652945.8%
      Milwaukee, WI605,531937.2%
      Memphis, TN674,455919.1%
      Louisville, KY639,172964.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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