Cost of Living in Louisa, KY

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13%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Louisa Kentucky National
Cost of living8788100
Groceries9798100
Health care9497100
Housing6770100
Transportation9796100
Utilities9595100
Lifestyle & Entertainment9695100
Household Items9697100
Education & Childcare9294100
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Homes For Sale In Louisa, KY

property for sale

114 N Rice St

Louisa, KY
property for sale

423 N Rice Ave

Louisa, KY
property for sale

127 McCoy Branch Rd

Louisa, KY
property for sale

262 Shepherd Branch Rd

Louisa, KY
See the Newest Homes For Sale In Louisa, KY

Cost Of Living Quick Facts

  • The cost of living in Louisa is 1% lower than the Kentucky average
  • The cost of living in Louisa is 13% lower than the national average
  • Louisa housing is 33% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Louisa

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      Salary Calculator

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$71,587$5,966$1,670$2,148
      Renters$24,170$2,014$564$725

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Crum, WV45964.4%
      Prichard, WV333964.4%
      Lavalette, WV1,2958019.7%
      Wayne, WV1,2198317.4%
      Fort Gay, WV7518316.9%
      Louisa, KY2,9188712.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mountain Iron, MN2,918955.0%
      Mountville, PA2,9171033.2%
      Peace River E, BC2,917n/a 
      Kingston, WA2,91913333.1%
      Cazenovia, NY2,92011010.4%
      Louisa, KY2,9188712.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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