Cost Of Living in Los Ranchos, CA

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F

149%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

462%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Los Ranchos	California	National
Cost of living	249	141	100
Groceries	107	111	100
Health care	112	116	100
Housing	562	197	100
Transportation	117	118	100
Utilities	113	119	100
Lifestyle & Entertainment	124	120	100
Household Items	109	111	100
Education & Childcare	128	127	100

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Homes For Sale In Los Ranchos, CA

5350 Davenport Creek Rd

San Luis Obispo, CA

Cost Of Living Quick Facts

The cost of living in Los Ranchos is 77% higher than the California average
The cost of living in Los Ranchos is 149% higher than the national average
Los Ranchos housing is 462% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$303,163	$25,264	$7,073	$9,096
Renters	$0	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oceano, CA	7,820	137	37.1%
Santa Margarita, CA	1,050	146	45.8%
Grover Beach, CA	13,974	157	57.0%
Nipomo, CA	18,602	164	63.6%
Los Osos, CA	16,776	164	64.3%
Los Ranchos, CA	1,712	249	148.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Key Vista, FL	1,712	109	9.1%
Heritage Lake, IL	1,712	99	0.9%
Caney, KS	1,712	79	21.3%
Bridgeport, OH	1,712	84	15.6%
Honeyville, UT	1,712	112	12.2%
Los Ranchos, CA	1,712	249	148.9%