Cost Of Living in Terminal Island, CA

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F

18%

Overall NAT. AVG.

10%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Terminal Island	Los Angeles	California
Cost of living	118	181	141
Groceries	110	119	111
Health care	118	125	116
Housing	n/a	307	197
Transportation	118	130	118
Utilities	120	130	119
Lifestyle & Entertainment	124	134	120
Household Items	112	119	111
Education & Childcare	133	142	127

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Cost Of Living Quick Facts

The cost of living in Terminal Island is 16% lower than the Los Angeles average
The cost of living in Terminal Island is 18% higher than the national average
Terminal Island housing is 63% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	n/a	$0	$0	$0

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rolling Hills CDP, CA	855	133	33.4%
Willowbrook, CA	25,347	136	36.0%
East Rancho Dominguez, CA	15,765	136	36.3%
Compton, CA	98,731	139	38.7%
Paramount, CA	55,175	141	40.7%
Los Angeles, CA	4,130,831	181	81.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Toronto, ON	3,013,752	n/a
Chicago, IL	2,804,582	114	14.0%
Houston, TX	2,385,298	103	2.8%
Montréal, QC	1,811,008	n/a
Phoenix, AZ	1,698,457	113	12.9%
Los Angeles, CA	4,130,831	181	81.2%