| Index | Lone Tree | Colorado | National |
| Cost of living | 170 | 115 | 100 |
| Groceries | 107 | 104 | 100 |
| Health care | 108 | 107 | 100 |
| Housing | 316 | 136 | 100 |
| Transportation | 109 | 106 | 100 |
| Utilities | 108 | 108 | 100 |
| Lifestyle & Entertainment | 109 | 107 | 100 |
| Household Items | 102 | 105 | 100 |
| Education & Childcare | 108 | 111 | 100 |
Knowing the cost of living in Lone Tree allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Lone Tree stands at 170, marking it 70% higher than the national average.
If you prioritize affordability when seeking a new place to live, Lone Tree may not be your ideal choice, as it ranks among the most expensive locations in the entire United States. A very small amount of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Lone Tree falls into this category, which may not align with your preferences for a budget-friendly living environment.
When it comes to the cost of living in Lone Tree, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 216.2% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Lone Tree an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Lone Tree, the median home price is 274.5% higher than what most folks pay across the country, and monthly rent prices are 80.3% higher than the usual rates. Income levels in Lone Tree come in at $167,864, which is 106.4% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Lone Tree, the healthcare costs are 8.2% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Lone Tree comes in at 8.2% higher than the national average.
Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Lone Tree, the transportation index is 8.9% higher than the national average.
The cost of living estimates displayed for Lone Tree are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $249,292 | $20,774 | $5,816 | $7,480 |
| Renters | $126,223 | $10,519 | $2,945 | $3,787 |
| State | General Sales Tax | With Max Surtax |
| Colorado | 2.9% | 10% |
| State | Income Tax (Low) | Income Tax (High) |
| Colorado | 4.4% | 4.4% |
| City | Population | Cost of Living Index | National Avg. |
| Glendale CDP, CO | 80 | 109 | 9.1% |
| Franktown, CO | 221 | 105 | 5.3% |
| Sheridan, CO | 6,195 | 116 | 16.0% |
| Glendale, CO | 5,325 | 119 | 19.3% |
| Louviers, CO | 389 | 120 | 19.6% |
| Lone Tree, CO | 13,829 | 170 | 70.0% |
| City | Population | Cost of Living Index | National Avg. |
| Bonnyville No. 87, AB | 13,832 | n/a | |
| St. James, NY | 13,838 | 148 | 47.9% |
| Pottsville, PA | 13,838 | 86 | 13.5% |
| Sault Ste. Marie, MI | 13,819 | 87 | 13.2% |
| Matane, QC | 13,814 | n/a | |
| Lone Tree, CO | 13,829 | 170 | 70.0% |
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