Lone Tree cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexLone TreeColoradoNational
Cost of living144110100
IndexLone TreeColoradoNational
Goods & Services109103100
Health care104104100

Key findings

  • The cost of living in Lone Tree is 32% higher than the Colorado average
  • The cost of living in Lone Tree is 44% higher than the national average
  • Lone Tree housing is 144% higher than the national average
  • Colorado general sales tax is 43% lower than the national average
  • Colorado state income tax is 108% higher than the national average

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Compare Lone Tree, CO Cost of Living To Other Cities


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      Housing index
      Transportation index
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      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Lone Tree, CO, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Lone Tree, homeowners have a median income of $151,875. Using that number, a maximum of $3,544 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $85,181, which means there is a maximum of $1,987 to be spent on the costs of renting a home or apartment.

      Colorado Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Colorado Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemLone TreeNational avg.Difference
      Haircut $20.46$17.4917.0%
      Beauty Salon $42.88$38.1712.3%
      Toothpaste $2.09$2.329.9%
      Shampoo $1.04$1.012.8%
      Movie $12.95$10.7220.8%
      Bowling $20.00$13.8644.3%


      ItemLone TreeNational avg.Difference
      Ground Beef $4.28$3.909.7%
      Fried Chicken $1.44$1.403.2%
      Milk $1.83$1.966.7%
      Potatoes $2.77$3.1813.0%
      Pizza $10.99$10.395.7%
      Beer $9.11$9.231.3%

      Health Care

      ItemLone TreeNational avg.Difference
      Optometrist $102.57$106.343.5%
      Doctor $125.43$115.258.8%
      Dentist $105.11$98.386.8%
      Ibuprofen $8.56$9.267.6%
      Lipitor $485.44$466.474.1%


      ItemLone TreeNational avg.Difference
      Home Price $521,000.00$184,700.00182.1%
      Avg. Mortgage Payment $1,840.89$1,273.3244.6%
      Apartment Rent $1,469.00$949.0054.8%


      ItemLone TreeNational avg.Difference
      Gasoline $2.63$2.591.3%
      Tire Balancing $54.74$48.9012.0%


      ItemLone TreeNational avg.Difference
      All Electricity$108.33$167.6035.4%
      Phone $183.58$163.4212.3%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Glendale CDP, CO781022%
      Glendale, CO4,90596-4%
      Sheridan, CO5,96599-1%
      Elizabeth, CO1,1741044%
      Aurora, CO351,1311055%
      Lone Tree, CO12,80814444%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Lakeside, VA12,80697-3%
      Sugarland Run, VA12,80513636%
      Prairie Ridge, WA12,81412626%
      Athens, TX12,79687-13%
      Port Neches, TX12,79493-7%
      Lone Tree, CO12,80814444%
      Source: The Lone Tree, CO cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.