Cost Of Living in Loch Lomond, VA

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F

28%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

86%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Loch Lomond	Virginia	National
Cost of living	128	111	100
Groceries	104	103	100
Health care	103	103	100
Housing	186	129	100
Transportation	104	105	100
Utilities	103	104	100
Lifestyle & Entertainment	100	103	100
Household Items	100	102	100
Education & Childcare	105	109	100

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Homes For Sale In Loch Lomond, VA

9415 Chatham St

Manassas, VA

8323 Rolling Rd

Manassas, VA

Cost Of Living Quick Facts

The cost of living in Loch Lomond is 15% higher than the Virginia average
The cost of living in Loch Lomond is 28% higher than the national average
Loch Lomond housing is 86% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$156,121	$13,010	$3,643	$4,684
Renters	$139,553	$11,629	$3,256	$4,187

A good way to judge both the affordability of the housing and the cost of living in Loch Lomond is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Loch Lomond has a median income of about $156,121 for people who own homes. Based on that number, a maximum of $3,643 should be spent on expenses related to housing. Renters have a slightly different median income, which is $139,553. Based on this average, renters should spend no more than $3,256 on all rental costs if they want to maintain a non-impoverished standard of living.

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Midland, VA	97	104	4.1%
Calverton, VA	74	104	4.1%
Catlett, VA	56	104	4.1%
Wakefield town, VA	838	92	8.4%
Dumfries, VA	5,715	114	13.8%
Loch Lomond, VA	4,434	128	27.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Glassport, PA	4,434	84	15.7%
Narberth, PA	4,434	147	47.4%
Brookfield, MO	4,435	83	17.4%
Napierville, QC	4,435	n/a
Grand Forks, BC	4,435	n/a
Loch Lomond, VA	4,434	128	27.9%