Livermore, CA Cost Of Living

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Livermore cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Livermore	California	National
Cost of living index	174	140	100
Index	Livermore	California	National
Goods & Services index	130	111	100
Groceries index	126	118	100
Health care index	127	113	100
Housing index	279	196	100
Transportation index	137	128	100
Utilities index	121	118	100

A general summary of the cost of living index in Livermore, CA is shown above. Compared to the state average of California the cost of living index in Livermore, CA is 174, which is 24% higher than the average in California and compared to the national average it is 74% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Livermore, CA goods and services come in at 16% higher than the average in California and are 30% higher than compared to the nationwide average.

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Did you know?

The cost of living in Livermore is 24% higher than the California average.
The cost of living in Livermore is 74% higher than the national average.
The cost of housing in Livermore is 179% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Livermore, CA to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Livermore, CA, you have to earn a higher income in order to still have the same standard of living. To operate the Livermore, CA salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$127,106	$10,592	$2,966	$3,814
Renters	$55,835	$4,653	$1,303	$1,675

The affordability of the housing market in Livermore, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Livermore, CA homeowners, the median income is $127,106. This indicates that a monthly maximum of $2,966 should be spent by homeowners on all housing related costs. Renters have a median income of $55,835. This indicates that renters should have a maximum of $1,303 used for their rent related monthly costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Livermore, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.5%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Livermore	National avg.	Difference
Haircut	$19.71	$17.49	12.7%
Beauty Salon	$67.86	$38.17	77.8%
Toothpaste	$2.93	$2.32	26.2%
Shampoo	$1.33	$1.01	31.4%
Movie	$12.11	$10.72	12.9%
Bowling	$19.83	$13.86	43.1%

Groceries

Item	Livermore	National avg.	Difference
Ground Beef	$3.71	$3.90	4.9%
Fried Chicken	$1.35	$1.40	3.3%
Milk	$2.39	$1.96	21.8%
Potatoes	$2.66	$3.18	16.4%
Pizza	$13.70	$10.39	31.8%
Beer	$10.49	$9.23	13.7%

Health Care

Item	Livermore	National avg.	Difference
Optometrist	$136.71	$106.34	28.6%
Doctor	$150.71	$115.25	30.8%
Dentist	$139.14	$98.38	41.4%
Ibuprofen	$11.99	$9.26	29.5%
Lipitor	$442.32	$466.47	5.2%

Housing

Item	Livermore	National avg.	Difference
Home Price	$595,500.00	$184,700.00	222.4%
Avg. Mortgage Payment	$3,196.29	$1,273.32	151.0%
Apartment Rent	$1,673.00	$949.00	76.3%

Transportation

Item	Livermore	National avg.	Difference
Gasoline	$3.79	$2.59	46.2%
Tire Balancing	$61.00	$48.90	24.8%

Utilities

Item	Livermore	National avg.	Difference
All Electricity	$228.47	$167.60	36.3%
Phone	$184.65	$163.42	13.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
San Miguel CDP (San Luis Obispo County), CA	2,696	135	35%
Byron, CA	1,429	137	37%
Mountain House, CA	14,009	152	52%
Newark, CA	44,677	169	69%
Union City, CA	73,500	170	70%
Livermore, CA	86,493	174	74%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Tracy, CA	86,382	131	31%
Whittier, CA	86,630	141	41%
Newport Beach, CA	86,813	277	177%
Duluth, MN	86,164	100	0%
Alafaya, FL	86,868	102	2%
Livermore, CA	86,493	174	74%

Source: The Livermore, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Livermore, CA Cost of Living