Cost of Living in Little Falls, NY

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A+
9%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
53%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Little Falls New York National
Cost of living91121100
Groceries106106100
Health care109110100
Housing47144100
Transportation115113100
Utilities110112100
Lifestyle & Entertainment113111100
Household Items104106100
Education & Childcare119118100
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Homes For Sale In Little Falls, NY

property for sale

304 Lynch Rd

Little Falls, NY
property for sale

131 Dockey Rd

Little Falls, NY
property for sale

142 State Route 169

Little Falls, NY
property for sale

158 Lynch Rd

Little Falls, NY

Cost Of Living Quick Facts

  • The cost of living in Little Falls is 24% lower than the New York average
  • The cost of living in Little Falls is 9% lower than the national average
  • Little Falls housing is 53% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Little Falls

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,240$8,020$2,245$2,887
      Renters$34,210$2,851$798$1,026
      A good way to judge both the affordability of the housing and the cost of living in Little Falls is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Little Falls has a median income of about $96,240 for people who own homes. Based on that number, a maximum of $2,245 should be spent on expenses related to housing. Renters have a slightly different median income, which is $34,210. Based on this average, renters should spend no more than $798 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Nelliston, NY7198910.6%
      Fort Plain, NY1,875918.9%
      St. Johnsville, NY1,915928.0%
      Mohawk, NY2,642937.5%
      Ilion, NY8,039937.4%
      Little Falls, NY4,824918.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hampton, MD4,82316362.9%
      Jim Thorpe, PA4,826955.3%
      Moses Lake North, WA4,821981.7%
      Stock Island, FL4,82712424.4%
      Woodmore, MD4,82015555.4%
      Little Falls, NY4,824918.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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