Cost Of Living in Hampton, MD

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F

63%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

193%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hampton	Maryland	National
Cost of living	163	121	100
Groceries	105	105	100
Health care	109	109	100
Housing	293	151	100
Transportation	108	109	100
Utilities	104	108	100
Lifestyle & Entertainment	110	109	100
Household Items	103	105	100
Education & Childcare	110	112	100

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Cost Of Living Quick Facts

The cost of living in Hampton is 35% higher than the Maryland average
The cost of living in Hampton is 63% higher than the national average
Hampton housing is 193% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$230,272	$19,189	$5,373	$6,909
Renters	$127,919	$10,660	$2,985	$3,838

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Hampton, MD, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Hampton homeowners, is $230,272. This would allow for a maximum of $5,373 per month to be spent on housing costs. For renters, the median monthly income is $127,919 which would result in a maximum of $2,985 to be spent on rental costs.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bel Air CDP, MD	1,421	100	0.1%
Dundalk, MD	65,241	106	5.9%
Lansdowne, MD	8,964	104	4.0%
Baltimore, MD	621,744	108	7.9%
Edgewood, MD	26,016	108	7.6%
Hampton, MD	4,823	163	62.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Little Falls, NY	4,824	91	8.6%
Moses Lake North, WA	4,821	98	1.7%
Woodmore, MD	4,820	155	55.4%
Dodgeville, WI	4,820	96	4.2%
Jim Thorpe, PA	4,826	95	5.3%
Hampton, MD	4,823	163	62.9%